Okay, Dad, let's talk about something incredibly important that often gets overlooked until it's too late: what happens if you get hurt on the job - especially if your job involves Philadelphia's busy waterfront? But what if that day goes sideways? What if an injury on the docks, in the shipyard, or anywhere near the Delaware River sidelines you? If you’re panicking, looking at your dwindling finances, worker’s compensation policy, or personal accident insurance, I’m here to give you some good news. Because this scenario is exactly where the Longshore and Harbor Workers' Compensation Act (LHWCA) comes into play.
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